PAVE Electric Bike Loan Scheme 2025 – Complete Installment Plan and Monthly Payment Guide
The PAVE Electric Bike Loan Scheme 2025 is a flagship initiative by the Government of Pakistan to make electric motorcycles more affordable and accessible for the public. Under the Pakistan Accelerated Vehicle Electrification (PAVE) Program 2025–30, citizens can buy electric bikes at subsidized rates with easy loans and installment facilities.
This scheme is designed to reduce Pakistan’s reliance on fuel imports, improve air quality, and support citizens with budget-friendly transport options. For official updates, visit the PAVE website.
What is the PAVE Bike Loan 2025?
The PAVE Bike Loan 2025 is a government-backed financing option for individuals who wish to purchase electric motorcycles. Instead of paying the full price upfront, applicants can take advantage of:
- Subsidized rates on EV bikes.
- Loans up to Rs. 200,000.
- Easy 2-year repayment plans.
- Special quotas for women, delivery riders, and fleet operators.
This makes it possible for students, workers, and small business owners to switch to eco-friendly bikes without financial stress.
Read Also: Sazgar Deluxe EV 125AH Rickshaw Price in Pakistan
Key Features of the electric bike subsidy Pakistan 2025:
Here are the most attractive features of the program:
- Subsidy: Up to Rs. 80,000 on electric motorcycles.
- Loan Amount: Maximum Rs. 200,000.
- Installment Plan: 24 months (2 years).
- Eligibility: Pakistani citizens with valid CNIC, minimum age 18 years.
- Priority Quotas: Women, delivery riders, fleet operators.
To check eligibility, visit the official PAVE portal eligibility page.
PAVE Bike Loan 2025 Installment Plan:
The installment plan is one of the biggest advantages of this scheme. Instead of paying the full cost, buyers can spread payments across two years.
Example Breakdown:
- Suppose the electric bike costs Rs. 250,000.
- Government provides a subsidy of Rs. 80,000.
- Remaining amount = Rs. 170,000.
- If loan is availed for Rs. 170,000 → repayment will be spread over 24 months.
👉 This means you can own a new electric bike by paying a small monthly installment, often less than what you currently spend on petrol.
For official registration, visit the PAVE registration page.
Monthly Payment Guide – How Much Do You Pay?
Your monthly installment depends on the bike price, subsidy, and loan amount. Below is a sample estimate:
| Bike Price | Subsidy | Loan Amount | Tenure | Approx. Monthly Installment |
|---|---|---|---|---|
| Rs. 250,000 | Rs. 80,000 | Rs. 170,000 | 24 months | Rs. 7,100 |
| Rs. 300,000 | Rs. 80,000 | Rs. 220,000 | 24 months | Rs. 9,200 |
| Rs. 200,000 | Rs. 80,000 | Rs. 120,000 | 24 months | Rs. 5,000 |
⚠️ Figures are approximate. Exact amounts depend on bank loan terms and final government subsidy allocation.
Benefits of Taking a PAVE Bike Loan
The PAVE Bike Loan 2025 offers multiple benefits for individuals and the nation:
- ✅ Affordable Ownership: Lower upfront costs with subsidies and loans.
- ✅ Fuel Savings: Electricity is much cheaper than petrol.
- ✅ Eco-Friendly Transport: Zero emissions reduce pollution.
- ✅ Support for Workers: Delivery riders can save thousands monthly.
- ✅ Empowerment of Women: Special quota ensures women can easily access EVs.
For tracking your loan application or account status, use the PAVE portal login.
Application Timeline for PAVE Electric Bike Loan Scheme 2025:
Applicants should follow the official schedule carefully:
- Applications Open: 1st September 2025
- Deadline to Apply: 30th September 2025
- Balloting & Selection Date: 1st October 2025
⚠️ Applications submitted after the deadline will not be considered.
How to Apply for PAVE Bike Loan 2025
The online application process is simple and user-friendly:
- Go to the official registration portal.
- Choose Electric Motorcycle Loan.
- Fill out the form with your details.
- Upload scanned documents (CNIC, proof of income, photographs).
- Submit before 30th September 2025.
- Wait for the computerized ballot results on 1st October 2025.
📞 For assistance, call the official PAVE Helpline 1048.
Who Should Apply for PAVE Bike Loan 2025?
This scheme is ideal for:
- Students who need affordable commuting options.
- Delivery workers who spend heavily on petrol.
- Women riders looking for affordable, safe, eco-friendly bikes.
- Small businesses running multiple motorcycles in their operations.
Long-Term Impact of the Loan Program
Beyond individual benefits, the PAVE Electric Bike Loan Scheme 2025 will have a lasting national impact:
- Billions saved annually in fuel imports.
- Creation of green jobs in EV assembly, battery servicing, and charging.
- Cleaner air quality in cities like Lahore and Karachi.
- Stronger EV industry in Pakistan.
Read More: Ecodost ECV350 Electric 3 Wheeler Loader Price in Pakistan 2025
FAQs – PAVE Bike Loan 2025:
Q1: How much subsidy is available for electric bikes?
👉 Up to Rs. 80,000.
Q2: What is the maximum loan amount for motorcycles?
👉 Rs. 200,000.
Q3: Who gets priority in loan approvals?
👉 Women, delivery workers, and fleet operators.
Q4: How many bikes will be financed in the first phase?
👉 40,000 electric motorcycles.
Q5: How long is the repayment plan?
👉 2 years (24 monthly installments).
Final Thoughts – PAVE Electric Bike Loan Scheme 2025
The PAVE Electric Bike Loan Scheme 2025 is one of the most affordable and practical ways for Pakistani citizens to own electric bikes. With subsidies, low-interest loans, and easy installment plans, it makes eco-friendly transport accessible to all.
This scheme not only helps individuals save money but also supports Pakistan’s economy, environment, and green future.
👉 Don’t miss this opportunity—apply online at the official PAVE registration portal between 1st – 30th September 2025.
