PAVE Phase 2 Income Requirements 2025
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PAVE Phase 2 Income Requirements 2025 – Complete Rules for Eligibility & Monthly Verification

The Punjab Government has officially updated the PAVE Phase 2 Income Requirements 2025, giving applicants a clear guideline on the income criteria needed to qualify for subsidized electric bikes, rickshaws, and loaders under the Pakistan Accelerated Vehicle Electrification (PAVE) Program. Income verification is the most important stage of the application because the government wants to ensure that electric vehicles reach truly deserving individuals — especially low-income workers, women, students, and gig riders.

Thousands of applicants faced verification failures in Phase 1 due to incomplete income documents, mismatched bank statements, or incorrect income declarations. To avoid such issues, the government has introduced a new, simplified, and stricter income system for Phase 2.

This is the most complete guide explaining the PAVE Phase 2 Income Requirements 2025, income limits, verification methods, accepted proof documents, bank evaluation standards, and scoring rules — all designed for pavegov.com.pk.


Overview of PAVE Phase 2 Income Requirements 2025

FeatureDetails
ProgramPAVE Phase 2 (Punjab EV Subsidy)
Focus KeywordPAVE Phase 2 Income Requirements 2025
Income Range AcceptedRs. 20,000 – Rs. 100,000
Ideal Income RangeRs. 20,000 – Rs. 50,000
Verification TypeBank + System + Manual
Income ProofSalary slip, statement, rider earnings
FrequencyMonthly verification

Income plays a major role in selection, scoring, and bank approval.

Check Also: PAVE Phase 2 Bank Requirements 2025 – Complete List of Documents Needed for Loan Approval


🧾 Official Income Limits for PAVE Phase 2

The government has defined four official income brackets, and each bracket has a different level of priority and scoring.

1. Income Below Rs. 30,000 (Highest Priority)

This category gets the strongest scoring and highest chance of selection.

✔ Women
✔ Delivery riders
✔ Students
✔ Rural applicants
✔ Shop workers

2. Income Between Rs. 31,000 – Rs. 50,000 (High Priority)

This is the ideal category for PAVE financing.

✔ Salaried employees
✔ Small business owners
✔ Riders
✔ Teachers, clerks, assistants

3. Income Between Rs. 51,000 – Rs. 75,000 (Medium Priority)

Still eligible, but scoring is lower.

✔ Small traders
✔ Private employees
✔ Urban families

4. Income Between Rs. 76,000 – Rs. 100,000 (Lowest Priority)

Eligible but lowest scoring.

🚫 Income Above Rs. 100,000

❌ Not eligible
This income bracket does not qualify for PAVE subsidies.


🧮 Income Scoring System Explained (2025 Update)

Your income category directly affects your chances of selection.

Monthly IncomeScore (Out of 5)Priority Level
Below Rs. 30,000⭐⭐⭐⭐⭐Very High
31,000 – 50,000⭐⭐⭐⭐High
51,000 – 75,000⭐⭐⭐Moderate
76,000 – 100,000⭐⭐Low
Above 100,000Not Eligible

Scoring plays a key role during balloting and bank approval.


💼 Who Needs to Provide Income Proof?

Every applicant must submit income proof, including:

  • Students
  • Women
  • Delivery riders
  • Employees
  • Business owners
  • Shopkeepers
  • Freelancers
  • Daily wage workers

No application can be verified without verified income documents.


🧾 Accepted Income Proof Documents for Phase 2

To meet the PAVE Phase 2 Income Requirements 2025, applicants must upload at least one of the following documents:


1. Salary Slip (If Salaried Employee)

Must include:

  • Employee name
  • Company name
  • Salary amount
  • Date
  • Signature / stamp

2. Employer Certificate

If salary slip unavailable, upload certificate mentioning:

  • Income
  • Job title
  • Duration of employment
  • Employer contact details

3. Bank Statement (3 Months)

This is mandatory for most categories.

Bank statement must show:

  • Monthly income deposits
  • Account activity
  • Company transfers (if employee)
  • Rider earnings (if gig worker)

4. Rider Income Screenshots

For:

  • Foodpanda
  • Bykea
  • Careem
  • Uber

Upload:

  • Weekly earning screenshot
  • Rider ID
  • Income report from app

This helps riders meet the PAVE Phase 2 Income Requirements 2025 easily.


5. Business/Self-Employment Record

If you are self-employed:

  • Shop receipts
  • Cash invoices
  • Business letterhead
  • Income certificate from Union Council (if available)

6. Student Guardian Income Proof

Students must submit:

  • Guardian CNIC
  • Guardian income certificate
  • Bank statement of guardian

Check Also: PAVE Phase 2 Application Status Check 2025 – Track Your Approval Online Using CNIC


🔍 Bank Verification Process (Income Check)

Banks use a multi-step income verification process:


📌 1. Bank Statement Analysis

Banks review:

  • Monthly balance
  • Deposits
  • Employer transfers
  • ATM withdrawals
  • Salary consistency

📌 2. Income Stability Check

Stable income = High chance of approval
Irregular deposits = Low chance


📌 3. Employment Type Verification

Banks check:

  • Private job
  • Government job
  • Freelancing
  • Riding job
  • Small business

📌 4. CNIC & Bank Account Link Check

Bank account must be in the applicant’s name.


📌 5. Income vs Installment Ratio

Banks calculate:

Monthly Installment ≤ 40% of Monthly Income

If installment exceeds 40%, application may fail.


🧭 Step-by-Step: How to Meet Income Requirements


Step 1: Check your income category

Does your income fall between Rs. 20,000 – 100,000?


Step 2: Prepare income proof documents

Keep salary slip, rider screenshot, or income certificate ready.


Step 3: Download bank statement

Download last 3 months’ statement in PDF.


Step 4: Scan documents properly

Use:

  • Adobe Scan
  • CamScanner
  • iPhone Notes

Save files under 2MB.


Step 5: Upload documents on PAVE portal

Upload on:
👉 https://pave.gov.pk


Step 6: Wait for SMS verification

Usually takes 3–7 business days.


🚫 Reasons Why Income Verification Fails

Income verification may fail because of:


❌ Fake income certificates

System detects forgery instantly.


❌ No bank statement

Mandatory for most categories.


❌ Blurred or unclear documents

Unreadable files = rejection.


❌ Salary slip without stamp

Banks require a stamped slip.


❌ Inconsistent earnings

Irregular deposits raise suspicion.


❌ Bank account not in applicant’s name

Account MUST be in your name.


❌ Wrong income declared

Mismatch with bank statement = automatic rejection.


🧮 Income Requirements for Special Categories (2025)


For Women Applicants

Income between Rs. 20,000 – Rs. 60,000 gets highest scoring.

Women can also upload:

  • Husband’s income certificate
  • Household income documents

But CNIC and bank account must be in applicant’s name.


For Students

Income of guardian is accepted:

  • Up to Rs. 50,000 → High scoring
  • Up to Rs. 75,000 → Medium scoring

Students must upload:

  • Guardian statement
  • Student card

For Delivery Riders

Rider income screenshots are acceptable.

Income range:

  • Rs. 25,000 – Rs. 55,000 → High scoring

For Government Employees

Salary slip and statement must match.


For Shopkeepers

Accepted proof:

  • Receipts
  • Cashbook
  • UC-issued income letter

📋 Income Proof Document Size Requirements

DocumentFormatMax Size
Salary SlipJPG/PDF2MB
Bank StatementPDF5MB
Rider ScreenshotJPG2MB
Income CertificateJPG/PDF2MB

Check Also: How to Apply for PAVE Phase 2 2025 – Eligibility, Documents, and Step-by-Step Application Guide

FAQs – PAVE Phase 2 Income Requirements 2025:

1. What is the minimum income required?

Rs. 20,000 per month.

2. What is the maximum income allowed?

Rs. 100,000 per month.

3. Is bank statement mandatory?

Yes, for most applicants.

4. Can riders apply without salary slip?

Yes — rider app income screenshots accepted.

5. Do students need income proof?

Yes — guardian income proof required.


🏁 ConclusionPAVE Phase 2 Income Requirements 2025

The updated PAVE Phase 2 Income Requirements 2025 ensure that EV subsidies reach deserving and financially eligible individuals across Punjab. Income verification plays a central role in the approval process, impacting:

  • Eligibility
  • Scoring
  • Bank approval
  • Final balloting

Whether you are a student, rider, woman, shopkeeper, daily wage worker, or salaried employee — meeting income requirements with proper documents is essential for successful approval.

Always upload clear, accurate, and verifiable income proof to speed up the verification process.

For updates and forms, always visit:
👉 https://pave.gov.pk

Punjab is moving toward an affordable, electric, and sustainable future — and income verification ensures fairness for everyone.

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