Passenger vs Cargo Rickshaws in Punjab Scheme – Which is Best?
The Passenger vs Cargo Rickshaws in Punjab Scheme has created an incredible opportunity for low-income individuals, small business owners, and daily wage earners. Under this scheme, applicants can get electric or CNG-based rickshaws at discounted prices on easy installments. However, one major question arises for most applicants:
Should you choose a Passenger Rickshaw or a Cargo Rickshaw?
Which one is more profitable, easier to maintain, and better suitable for long-term use?
In this guide, we will compare Passenger vs Cargo Rickshaws in Punjab Scheme in full detail, covering earnings, fuel efficiency, subsidy benefits, maintenance costs, and best use cases so you can make the right decision.
What is the Punjab Rickshaw Subsidy Scheme 2025?
The Punjab Government, in collaboration with Bank of Punjab (BOP) and top manufacturers like Sazgar, United, Road Prince, Hi-Speed and YJ Future, is offering up to Rs. 200,000 subsidy on rickshaws. The scheme includes:
- ✅ 25% Women Quota
- ✅ 10% for Disabled Persons
- ✅ Special Quota for Students & Unemployed Graduates
- ✅ Easy Monthly Installments (3 to 5 years)
- ✅ Electric & CNG Rickshaws Included
Now let’s compare the two main options:
Read Also: Punjab Govt Empowerment Programs
Passenger Rickshaw vs Cargo Rickshaw – Full Comparison:
| Feature | Passenger Rickshaw | Cargo Rickshaw |
|---|---|---|
| Primary Use | Carry passengers | Transport goods |
| Seating Capacity / Load | 3-6 passengers | 400-600 kg load |
| Daily Earning Potential | Rs. 2,000 – 4,000 | Rs. 2,500 – 5,000 |
| Fuel / Charging Cost | Moderate | Slightly higher |
| Maintenance Cost | Low | Medium |
| Best For | Daily pick & drop, school routes, ride-sharing apps | Delivery services, courier companies, shops, farms, factory supply |
| Demand Stability | Seasonal (weekends/schools/special events) | Stable year-round (businesses always need goods transport) |
| Comfort & Driving Ease | Easier | Slightly heavier |
Advantages of Passenger Rickshaw 2025:
- Perfect for steady daily income
- Can be used with Uber / Careem / InDrive
- Easy to start without business contacts
- Ideal for students, part-time earners, women drivers
- Lower maintenance and lightweight
Read Also: Subsidized Rickshaw Price in Pakistan
Advantages of Cargo Rickshaw 2025:
- Higher earning potential per trip
- Big demand in courier, milk delivery, grocery supply, construction material transport
- Can be rented out to shops or warehouses
- Less competition compared to passenger rickshaws
- Can double as family transport + business vehicle
Which One is Best for You?
Choose Passenger Rickshaw If:
✔️ You want daily stable income
✔️ You are comfortable driving in traffic
✔️ You plan to drive full-time or part-time with ride-hailing apps
✔️ You live near markets, schools, bus stands, hospitals
Choose Cargo Rickshaw If:
✔️ You have ties with shops, warehouses, farms or delivery companies
✔️ You want higher profit per trip
✔️ You prefer less passenger interaction
✔️ You live in industrial, rural or commercial areas
Electric Rickshaw or CNG Rickshaw – Which One Pays Better?
| Type | Passenger Rickshaw (Electric) | Cargo Rickshaw (Electric) |
|---|---|---|
| Range per Charge | 80–120 km | 70–100 km |
| Charging Cost | Rs. 150 – 200 | Rs. 200 – 250 |
| Fuel Savings (vs CNG/Petrol) | Up to 60% | Up to 50% |
| Maintenance | Very Low | Low |
Electric Rickshaws are the future, especially as Punjab Government is installing charging stations across Lahore, Faisalabad, Multan, and rural towns.
Best Rickshaw Brands in Punjab Scheme 2025:
| Brand | Passenger Model | Cargo Model |
|---|---|---|
| Hi-Speed | Loader 200cc Passenger | Loader 300cc Cargo |
| Sazgar | 3-Seater Electric | Cargo Loader Model |
| Road Prince | RP70 Electric | RP150 Cargo |
| YJ Future | Eco & Twister (Electric) | Zippy Cargo |
How to Apply for Punjab Rickshaw Scheme?
✅ Required Documents
- CNIC Copy
- Domicile of Punjab
- Driving License (Learner also accepted)
- Two Guarantors / Witnesses
- Income Proof or Affidavit
Application Process (Step-by-Step):
1️⃣ Visit nearest Bank of Punjab (BOP) Branch
2️⃣ Collect Rickshaw Subsidy Application Form
3️⃣ Attach Documents + Guarantor CNICs
4️⃣ Choose Passenger or Cargo Rickshaw
5️⃣ Submit and wait for approval / balloting
Read More: How to Apply on e-taxi.punjab.gov.pk
FAQs – Passenger vs Cargo Rickshaws 2025:
Q1: Which Rickshaw gives more profit?
👉 Cargo Rickshaws often make higher per-trip profit, but Passenger Rickshaws give more stable daily earnings.
Q2: Can women apply for Cargo Rickshaw?
👉 Yes! Women have 25% reserved quota and can apply for both categories.
Q3: Can I rent my rickshaw instead of driving it?
👉 Yes. Cargo rickshaws are commonly rented to shops, factories, or farms for Rs. 15,000 – 25,000 per month.
Q4: Can I change from Passenger to Cargo later?
👉 Yes, with minor modifications and approval from BOP.
Q5: Is Electric Rickshaw better than CNG?
👉 Yes, electric models save 60% fuel cost and require low maintenance.
Passenger vs Cargo Rickshaws Punjab Scheme Final Verdict:
If you’re looking for steady income with less hassle, then a Passenger vs Cargo Rickshaws in Punjab Scheme is the most comfortable and reliable choice. However, if your goal is to maximize profit or use the vehicle for delivery, rental, or business purposes, then a Cargo Rickshaw will generate higher earnings in the long run.
Both options are highly beneficial under the Punjab Rickshaw Subsidy Scheme 2025 — your final choice should depend on your income goals and daily lifestyle.
